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Acquiring a Mortgage on Investment Property

As with any business venture, there are several kinds of investment property and looking for the exact investment is crucial as it demands certain style and strategies. But unlike a business endeavor that requires a shrewd businessman for the business to be successful, you don’t have to be a developer to purchase a property to invest in.
Investing in real estate is viewed to be as different from owning a residential property. For a large number of homeowners, only some of them would consider calling themselves as “property investors”. Most people think that real estate investment is a venture that intends to make revenues over the years.
Like other major investments, real estate also entails risk. A lot of people have invested unwisely and they end up losing their other assets. There will be transactions that would require you to have mortgage on investment property. This usually happens when you …

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What Is the Very First Thing You Should Do Before Investing In Real Estate?

In this article I would like to share with you the very first decision you need to make in order to have a successful real estate investment. This may come as a surprise to some of you.
Whether you are investing in your first property or your next one, this decision will be critical to your success.
Most investors start out with good intentions, realizing that they want to get all of the benefits of investment real estate – especially in apartment properties and commercial real estate. These investors know that they can achieve 4 different types of income from their properties, including:
1) Cash Flow
2) Principal Reduction
3) Property Appreciation
4) Tax Benefits
They are ready to get started, but they fail to make this first distinction, which is this:
You must first decide whether you want to be an ACTIVE INVESTOR or a PASSIVE INVESTOR in apartments …

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Yes, The Seller Can Get a New Loan

One of the questions I see asked over and over on the REI newsgroups is “Can the seller get another loan?” This is a great question because it so often is one of the objections raised by a seller when a creative offer is being discussed.
The short answer is “yes”. Only in rare situations would a seller not be able to qualify for another loan. This, of course, assumes the seller would typically qualify if they were not going to leave their loan behind. Let’s explore explanations that can be used with the seller.
Straight Rental
If the seller doesn’t sell the house and plans to move anyway, the seller will be forced to either lose the property to foreclosure or lease the property out soon.
Yes, there are other solutions, but this is what the typical motivated seller sees as their options by the time they jump on …

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Why it is a Historic Buying Opportunity For Real Estate Investors

Before I get into the 10 success secrets, let’s talk about real estate and what’s going on in the market today. This is from an article I just wrote a couple weeks ago about what are going on in the real estate business.
All of you are aware of the tremendous impact that the financial crisis has had on the real estate market. The sales have plummeted. New home sales have really fallen off a cliff. The no-money down mortgages are a thing of the past. It will probably be our lifetime before we see them again.
Current Changes in the Market
There are tremendous changes going on in the real estate market. One of the major things that’s happening right now is that the homeowner percentage, that is the percentage of people that own a home hit a peak in 2005 at about 70%.
This took an extraordinary effort …

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Is It Easy To Avail Grants For Real Estate Investors?

The real estate industry may be ailing but there are still existing investments are beginning to “heat up”. However, tight credit is the crisis’ essential condition but the existence of both private and government grants for real estate investors had not been ruled out. The bulk and amount of these grants cannot be compared to what then can be offered by the banking and financial systems under normal conditions. It is available, however the amount available for the industry is enough to fill particular parts of the investment gap created by the crisis or business start ups.
On the other hand, grants are extended by private groups and other institutions. The U.S. Federal Laws authorized its various executive agencies to extend grants as well. Government grants for real estate investors are reportedly more difficult to avail than those extended by private groups. Nevertheless, paper works should not stop investors to …